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Bad Things Happen To Good People

No one wants to lose a lifetime of savings to an unforeseen disease or a major accident. Do you really want to bank on a spaghetti feed, a silent auction, or the good will of others to keep your lights on, pay the mortgage, or make the car payments?
Should you have to resort to raiding the retirement account or your child’s college fund or not be able to travel to the best facilities for treatment? Insuring Success is just that – Direct Cash payments to fight the best fight when you need it and cash back if you don’t.

    Insurance Policies

    Our policies are specifically designed to protect you when you need it most, providing coverage for many of the unexpected costs that can arise due to an illness or injury. Unlike traditional health insurance, supplemental insurance pays money directly to you, so you can concentrate on what’s most important – getting well. We offer a range of policies to suit your individual needs – from disease-specific coverage, to accident, intensive care and life coverage. Whatever you and your family need to protect – we can help.
    Cancer

    Cancer

    Cancer impacts millions of Americans each year, and millions more are left feeling overwhelmed when the disease strikes a family member. While the patient must face the days, weeks or months of exhausting treatment, the family members caring for the patient often have their own battle to face – the challenges that can arise from insufficient health insurance coverage. At Insuring Success, our goal is to help free patients and their families from the worry and anxiety of dealing with these challenges. Our Cancer plans pay benefits directly to our policyholders so that they can manage any financial necessities that arise along the way, giving peace of mind when it’s needed most.

    Benefits

    • First Occurrence
      • Internal Cancer
      • Skin Cancer
      • Breast Cancer
      • Prostate Cancer
    • Hospitalization
    • Ambulance
    • Radiation Planning
    • Radiation and Chemotherapy
    • Self-Administered Chemotherapy
    • Anti-nausea Medication
    • Special Treatment
    • Surgery and Anesthesia
    • Reconstructive Breast Surgery
    • Second Surgical Opinion
    • Bone Marrow Transplant and Donor
    • Prosthesis
    • Wellness Benefit
    • Hospice
    • Patient Transportation and Family Member Transportation
    • Family Member Lodging

    This insurance may not be available in all states and where available, benefits will vary. Benefits are for cancer only. Please see your Insuring Success Representative for cost and complete details including any exclusions and limitations that may affect your benefits.

    Heart Attack/Stroke

    Heart Attack/Stroke

    The number of people suffering from heart attacks and strokes is historically high and expected to rise, even as the medical community pursues more effective prevention and diagnostic measures to eradicate these diseases. The Insuring Success Heart Attack and Stroke Plan has benefits specifically geared toward containing the out-of-pocket costs associated with a heart related illness.

    Benefits

    • First Occurrence
    • Hospitalization
    • Ambulance
    • Surgery & Anesthesia
    • Healthy Heart Benefit
    • Patient & Family Member Transportation
    • Family Member Lodging
    • Physical Therapy
    • Heart Transplant

    This insurance may not be available in all states and where available, benefits will vary. Benefits are for heart disease, heart attack and stroke only. Please see your Insuring Success Representative for cost and complete details including any exclusions and limitations that may affect your benefits.

    Intensive Care

    Intensive Care

    Severe Illness or injury often strikes without warning and can require a stay in the intensive care unit. Our Intensive Care Unit coverage is designed specifically for this type of hospital stay and provides benefits for confinements in a hospital intensive care unit for any covered illness or accident.

    Benefits

    • Intensive Care Unit Confinement (Benefit doubles if confinement is due to a vehicular accident)
    • Step Down Unit
    • Ambulance
    • Air ambulance
    • Accidental death

    This insurance may not be available in all states and where available, benefits will vary. Benefits are for Intensive Care Unit confinement only. Please see your Insuring Success Representative for cost and complete details including any exclusions and limitations that may affect your benefits.

    Life

    Life

    Life insurance provides the ultimate protection for your family, easing financial burden in the event of a premature death, and affording peace of mind for you and your loved ones. We’ve designed two plans that allow you to secure your family’s future. One plan is designed for adults, while the other is designed to protect the important child in your life. Both plans share similar features.

    Features

    • Very SIMPLIFIED underwriting with NO medical exam required. • Coverage is available in a variety of face amounts with immediate full face value. • Rapid policy issue means that your coverage is effective immediately. • Convenient billing, which includes automatic monthly deductions from your checking or savings account. • Cash Value that builds and can be used in the future for your family’s financial needs.

    Accident

    Accident

    While none of us can predict when an accident will occur, we can certainly be prepared for them. We encourage our customers to “expect the unexpected” and protect themselves with our Accident plans that provide coverage for the bodily injuries that can result from life’s accidents. Because when these unplanned events occur, you want to focus on what is most important – getting well.

    Benefits

    • Hospital Confinement
    • Outpatient Physical Therapy
    • Ambulance
    • Surgery and Fractures
    • Emergency Treatment, Lacerations
    • Accidental Death
    • Dismemberment

    This insurance may not be available in all states and where available, benefits will vary. Benefits are for injuries sustained in an accident only. Please see your Insuring Success Representative for cost and complete details including any exclusions and limitations that may affect your benefits.

    Hospital Indemnity

    Hospital Indemnity

    Whether planned or unplanned, a stay in the hospital can be the source of great stress and worry for both patient and family. The deductibles, coinsurance and co-payments can be confusing and often leave you paying out-of-pocket for more than you planned for. The Insuring Success Hospital Indemnity plan is designed specifically to offset those out-of-pocket expenses when you or a family member has a stay in the hospital. And, like all of our products, benefits will be paid directly to you, regardless of your other coverage.

    Return of Premium

    Return of Premium

    Many of our Insuring Success supplemental insurance policies include our flagship Return of Premium Benefit. If you keep your policy in force for a number of years as specified in your policy, and if you pay all your premiums, you will receive all your money back, minus the total amount of claims that have been paid to you. Wouldn’t it be nice if all your insurance worked that way? In some states, rather than a Return of Premium Benefit, the policies contain a Cash Value Benefit. Please contact a local representative for complete details. This insurance may not be available in all states and where available, benefits will vary. Please see your Insuring Success Representative for cost and complete details including any exclusions and limitations that may affect your benefits.

    Partners in Success

    Business Associate Member

    When things don’t seem so bright you can count on us to be your beacon of hope.  Our products keep you financially able … And if you don’t use them you get 100% of your money back.

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